How much is enough?
Get a starting estimate of how much life insurance you may need, based on your household and financial responsibilities.
About three minutes. No email or phone number required.
Before you start
A few rough figures will help. Gather your mortgage balance, other debts, existing life insurance, and the savings you'd want available to support your household.
Also think about the people who depend on you and how long they may need financial support. You can revisit the estimate when you have better numbers.
Understand what the estimate means
A coverage estimate is an amount of insurance to consider. A quote is the price for a particular policy. An insurer's offer follows its application process. Each answers a different question.
Use the estimate to begin comparing options. If your circumstances include a business, a dependent with long-term support needs, or complex estate plans, bring those details into a conversation with an appropriate professional.
Guides to use alongside your estimate
Follow the calculation
See the parts of a needs estimate and a worked household example.
Compare policy types
Understand the choices behind the coverage amount.
Prepare to compare prices
Check the amount, duration, benefits, and future premiums before choosing between quotes.